Effective Date: April 10, 2024

This Privacy Policy describes how Michigan Harness Horsemen’s Association ("we", "our", or "us") collects, uses, and shares information about you through our online interfaces (e.g., websites and mobile applications) owned and controlled by us, including www.mhha.com (collectively referred to herein as the "Site"). Please read this notice carefully to understand what we do. If you do not understand any aspects of our Privacy Policy, please feel free to contact us at info@mhha.com.

Your use of our Site constitutes your acceptance of this Privacy Policy and consent to the practices described.

1. Information We Collect

a. Information You Provide to Us

We collect information you provide directly to us. For example, we collect information when you participate in any interactive features of the Site, fill out a form, register for an event, request customer support, or otherwise communicate with us. The types of information we may collect include your name, email address, postal address, credit card information, and other contact or identifying information you choose to provide.

b. Information We Collect Automatically When You Use the Site

When you access or use our Site, we may automatically collect information about you, including:

• Log Information: We log information about your use of the Site, including your Internet Protocol ("IP") address, web request, search terms, pages viewed, web browser, links clicked, and the page you visited before navigating to our Site.
• Device Information: We collect information about the computer or mobile device you use to access our Site, including the hardware model, operating system and version, unique device identifiers, and mobile network information.
• Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information, including cookies and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our Site and your experience, see which areas and features of our Site are popular, and count visits.

2. How We Use Your Information

We use the information we collect to fulfill your requests, provide the Site’s functionality, improve the Site’s quality, personalize your experience, track usage of the Site, provide feedback to businesses that are listed on the Site, provide customer support, message you, back up our systems, allow for disaster recovery, enhance the security of the Site, and comply with legal obligations.

3. Sharing of Your Information

We do not share your personal information with third parties except as described in this Privacy Policy. We may share information with our third-party service providers, to comply with legal obligations, to protect and defend our rights and property, and with your permission.

4. Your Choices

You have several choices regarding the use of information on our Service:

• Cookies. You can configure your browser to reject cookies or to notify you when a cookie is set.
• Promotional Communications. You may opt out of receiving promotional messages from us by following the instructions in those messages.

5. Changes to Our Privacy Policy

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy and, in some cases, we may provide you with more prominent notice (such as adding a statement to our homepage or sending you a notification).

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at info@mhha.com.

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Terms of Use Policy

Effective Date: April 26, 2024

Welcome to the website of the Michigan Harness Horsemen’s Association (the "Association"). These Terms of Use ("Terms") govern your access to and use of the Association's website, located at www.mhha.com (the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use the Website.

1. Use of Website: The Website is provided for informational purposes only. You may use the Website solely for personal and non-commercial purposes. You agree not to use the Website for any unlawful purpose or in violation of any applicable law or regulation.
2. Intellectual Property Rights: All content, trademarks, logos, and other intellectual property displayed on the Website are owned by the Association or its licensors and are protected by copyright, trademark, and other laws. You may not use, modify, or reproduce any content from the Website without the prior written consent of the Association.
3. User Content: You may have the opportunity to submit content, such as comments or feedback, to the Website. By submitting any content, you grant the Association a perpetual, irrevocable, royalty-free, worldwide license to use, modify, reproduce, and distribute such content for any purpose.
4. Privacy: Your use of the Website is subject to the Association's Privacy Policy, which is incorporated by reference into these Terms. Please review the Privacy Policy for information about how the Association collects, uses, and discloses your personal information.
5. Links to Third-Party Websites: The Website may contain links to third-party websites that are not owned or controlled by the Association. The Association is not responsible for the content or practices of any third-party websites and disclaims any liability for such content or practices. Your use of third-party websites is at your own risk.
6. Disclaimer of Warranties: The Website is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. The Association disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability: In no event shall the Association be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, lost profits, lost data, or business interruption, arising out of or in connection with your use of the Website, whether based on warranty, contract, tort (including negligence), or any other legal theory.
8. Indemnification: You agree to indemnify and hold the Association and its officers, directors, employees, and agents harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.
9. Changes to Terms: The Association reserves the right to modify or revise these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on the Website. Your continued use of the Website following the posting of changes constitutes your acceptance of such changes.
10. Governing Law: These Terms shall be governed by and construed in accordance with the laws of Michigan, without regard to its conflict of law principles.
11. Contact Us: If you have any questions about these Terms, please contact us at info@mhha.com.

By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use the Website.

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Refund Policy for Michigan Harness Horsemen’s Association

Effective Date: April 26, 2024

Thank you for your support of the Michigan Harness Horsemen’s Association. This Refund Policy governs the refund of membership fees, event registration fees, or any other payments made to the Association. By becoming a member or registering for an event, you agree to be bound by this Refund Policy.

1. Membership Fees:
   • All membership fees are non-refundable unless otherwise stated.
   • In the event of an overpayment or duplicate payment of membership fees, the Association will provide a refund for the excess amount upon request. Such requests must be submitted within 30 days of the overpayment.
2. Event Registration Fees:
   • Event registration fees are refundable subject to the terms and conditions specified for each event.
   • Refund requests must be submitted in writing to the Association's info@mhha.com no later than 30 days prior to the scheduled start date of the event.
   • Refunds will be issued minus any applicable processing fees or administrative charges.
   • No refunds will be issued for cancellations made after the specified deadline or for no-shows.
3. Processing of Refunds:
   • Refunds will be processed within 60 days of receiving a valid refund request.
   • Refunds will be issued using the original payment method or via a check.
   • If the original method of payment is unavailable or expired, the Association may issue the refund via an alternative method, such as a check or electronic transfer.
4. Exceptions:
   • The Association reserves the right to make exceptions to this Refund Policy on a case-by-case basis, at its sole discretion.
   • Exceptions may be granted for extenuating circumstances, such as medical emergencies or unforeseen events beyond the control of the member or registrant.
5. Contact Us:
   • If you have any questions about this Refund Policy or wish to request a refund, please contact us at info@mhha.com.

By becoming a member or registering for an event, you acknowledge that you have read, understood, and agree to be bound by this Refund Policy. The Association reserves the right to modify or update this Refund Policy at any time without prior notice. Any changes will be effective immediately upon posting on the Association's website.